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Mental Health Drug Costs With Medicare

Compare 20 mental health drug prices under Medicare Part D, averaging $237.45 per claim. Prices range from $17.00 (Lamotrigine) to $1,513.00 (Invega Sustenna) per prescription. 18 of 20 drugs have FDA-approved generics that cost 30-80% less.

Key Facts: Mental Health Drug Costs

Cheapest drug
Lamotrigine ($17.00)
Most expensive
Invega Sustenna ($1,513.00)
Medicare Part D avg
$237.45/claim
Generics available
18 of 20
Total Medicare spend
$10.6B/yr
Brand-only drugs
2

Source: CMS Medicare Part D Spending, latest reporting year. Costs reflect plan-paid amounts, not patient out-of-pocket.

Mental Health Drug Price Comparison

All 20 mental health drugs tracked in Medicare Part D, sorted from cheapest to most expensive. Click any drug for Medicare coverage details, generic timelines, and savings options.

DrugGeneric NameMedicare Avg/ClaimGeneric Available?
LamotrigineLamotrigine$17.00Yes
RisperidoneRisperidone$22.00Yes
QuetiapineQuetiapine Fumarate$27.00Yes
AripiprazoleAripiprazole$27.00Yes
OlanzapineOlanzapine$30.00Yes
SeroquelQuetiapine$40.00Yes
AbilifyAripiprazole$45.00Yes
ZiprasidoneZiprasidone$48.00Yes
LithiumLithium Carbonate$48.00Yes
DepakoteDivalproex Sodium (brand)$72.00Yes
ClozapineClozapine$96.00Yes
TrintellixVortioxetine$278.00No
SaphrisAsenapine$285.00Yes
FanaptIloperidone$290.00Yes
LatudaLurasidone$300.00Yes
LybalviOlanzapine/Samidorphan$375.00Yes
VraylarCariprazine$383.00No
RexultiBrexpiprazole$396.00Yes
CaplytaLumateperone$457.00Yes
Invega SustennaPaliperidone Palmitate$1,513.00Yes

Medicare Part D Coverage for Mental Health Drugs

All 20 mental health drugs in this comparison are dispensed under Medicare Part D. Total Medicare spending reached $10.6B in the latest reporting year, averaging $237.45 per prescription fill.

Your out-of-pocket cost depends on three factors: (1) your plan's formulary tier — generics typically land on Tier 1 ($0-$10 copay), preferred brands on Tier 2 ($30-$50), and specialty drugs on Tier 4-5 (often 25-33% coinsurance); (2) your deductible status — most plans require you to meet up to a $590 deductible before copays apply; (3) the coverage phase — initial coverage, coverage gap, or catastrophic. As of 2025, Medicare Part D caps total annual out-of-pocket at $2,000 under the Inflation Reduction Act.

For the 2 brand-only drugs in this category, expect Tier 2-3 placement with higher copays. Manufacturers cannot offer copay cards to Medicare beneficiaries (anti-kickback rules), but charity foundations like the PAN Foundation, NeedyMeds, and the HealthWell Foundation provide grants for many mental health drugs. The 18 drugs with generic availability are usually the most cost-effective starting point — ask your prescriber whether a generic substitution is clinically appropriate.

Drug costs vary dramatically within this category. Invega Sustenna (Paliperidone Palmitate) at $1,513.00 per claim is 89x more expensive than Lamotrigine (Lamotrigine) at $17.00 — yet both treat mental health. Therapeutic substitution within the same drug class is often the single biggest savings lever, and it requires only a prescriber conversation, not a plan change.

Frequently Asked Questions

Medicare Part D pays an average of $237.45 per claim for mental health medications across 20 tracked drugs. Patient out-of-pocket costs depend on your plan's formulary tier, deductible, and whether you've reached the catastrophic coverage phase. Most mental health drugs fall on Tier 2 (preferred brand) or Tier 3 (non-preferred brand) of standard Medicare Part D formularies.

The least expensive mental health medication is Lamotrigine (Lamotrigine) at $17.00 per Medicare Part D claim. A generic version is FDA-approved and available — ask your pharmacist about substitution to lower copays further.

Yes. All 20 mental health drugs tracked here appear in Medicare Part D claims data, meaning they are dispensed under Part D plans. Coverage details — formulary tier, prior authorization requirements, step therapy — vary by plan. Check your plan's formulary or call 1-800-MEDICARE before filling.

Yes, 18 of 20 mental health drugs have FDA-approved generic alternatives. Generics contain the same active ingredient and meet bioequivalence standards, but typically cost 30-80% less. On Medicare Part D, generics usually fall on Tier 1 with the lowest copay.

Three primary strategies: (1) Switch to a generic if available — Tier 1 generics typically cost under $10 per fill on Medicare Part D; (2) Use manufacturer copay assistance for brand-name drugs (commercial insurance only — Medicare beneficiaries can apply for patient assistance foundations like NeedyMeds or the PAN Foundation); (3) Compare cash prices using GoodRx, SingleCare, or Mark Cuban's Cost Plus Drugs — sometimes cash pay beats your Part D copay. Talk to your doctor about therapeutic alternatives in the same drug class.

Cost per claim is the average plan-paid amount per prescription fill under Medicare Part D. Patient out-of-pocket varies by formulary tier and deductible status. Generic availability is based on FDA Orange Book data.

Source: CMS Medicare Part D Spending, 2026.